This school was established to be a complete educational guide for understanding and building personal credit organically. We have painstakingly gathered the most potent practices and techniques to arm you with real world knowledge and empirically proven methods for acquiring and building credit.



Note* If you're taking this course to become an agent at Lumen Web Services & haven't received your onboarding email, please call us @ 888-279-3036 or email us at [email protected]


"I learned more about credit from this course than I had my entire life."


- Daryll Hardy

Rare Education

Learn skills and techniques you won't find in traditional schools.

Exclusive Access

Gain access to exclusive credit building tools only available at Lumen Web Services.

Practical Application

We teach the knowledge needed to be a credit expert. We also show you how to apply what you have learned in the real world.